Mera Policy Advisor1. Data We Collect
You provide:
- Email address — when you sign up or contact us
- Policy documents — PDFs you upload; processed in real-time, not stored permanently
- SIP/portfolio data — fund names and amounts you enter; stored locally in your browser, not on our servers
- Payment info — handled entirely by CCAvenue; we never see or store card details
Automatically collected:
- Browser type and device info
- Pages visited (anonymous analytics only)
- IP address (for security and fraud prevention)
2. How We Use Your Data
- To provide AI-powered educational analysis
- To manage your subscription and process payments
- To send important service updates (not marketing, unless opted in)
- To prevent fraud and ensure platform security
3. AI & Document Processing
Uploaded documents are sent to Anthropic's AI for analysis. Documents are processed in real-time and are not stored on our servers post-analysis. We do not use your documents to train AI models.
4. Data Storage
SIP portfolio data and analysis history are stored in your browser's local storage — not on our servers. Your email and subscription status are stored securely in Supabase (EU-hosted, encrypted at rest).
5. Third-Party Services
- CCAvenue (AvenuesAI Limited) — payment processing (PCI-DSS compliant)
- Anthropic — AI analysis engine
- Supabase — secure database and authentication
- Vercel — website hosting
We do not sell your personal data to any third party.
6. Your Rights
- Access — request a copy of your personal data
- Correction — request correction of inaccurate data
- Deletion — request deletion of your account and data
- Opt-out — unsubscribe from emails at any time
To exercise these rights: support@merapolicyadvisor.in
7. Security
We use HTTPS encryption, secure API keys, and access controls. No internet transmission is 100% secure — please do not share sensitive banking credentials on our platform.
8. Children's Privacy
Our platform is not intended for users under 18. We do not knowingly collect data from minors.
9. Updates
We may update this Privacy Policy periodically. Material changes will be notified via email to registered users.