Mera Policy Advisor1. Acceptance of Terms
By accessing merapolicyadvisor.in ("the Platform"), you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
2. Nature of Service — Educational Only
Mera Policy Advisor is an educational technology platform. All content, analysis, and AI-generated insights are strictly informational.
We are NOT:
- A SEBI-registered investment advisor
- An IRDAI-licensed insurance broker or agent
- A financial planning or wealth management firm
Nothing on this platform constitutes financial, investment, tax, or insurance advice.
3. Eligibility
You must be at least 18 years of age and legally capable of entering into contracts under applicable Indian law to use paid features of this Platform.
4. User Responsibilities
- You are responsible for the accuracy of documents you upload
- Do not upload documents belonging to others without their consent
- Do not attempt to reverse-engineer, scrape, or misuse the Platform
- Use the Platform for personal, non-commercial purposes only
5. Subscriptions & Payments
Paid plans are billed monthly. By subscribing, you authorise recurring charges via CCAvenue (AvenuesAI Limited) until cancellation. Pricing: Basic ₹99/month, Pro ₹499/month. See our Refund & Cancellation policy for refund terms.
6. Intellectual Property
All content, branding, code, and AI prompts on this Platform are the intellectual property of Diverse Alt Private Limited. Reproduction or redistribution without written permission is prohibited.
7. Limitation of Liability
Mera Policy Advisor shall not be liable for any financial loss or consequential damages arising from use of or reliance on our platform's content. The platform is provided "as is" without any warranty.
8. Governing Law
These Terms are governed by the laws of India. Disputes shall be subject to the exclusive jurisdiction of courts in Kanpur, Uttar Pradesh, India.
9. Changes to Terms
We may update these Terms at any time. Continued use of the Platform after changes constitutes acceptance of the updated Terms.